Payments and earnings

What you need to know about managing your earnings.

How to get paid on eBay and make the most of your earnings

When you sell on eBay, you get paid directly to your bank account. Payouts are simple and secure. As a seller, you can streamline operations with access to everything you need all in one place—consolidated fees, customizable reports, refunds and returns, shipping labels, simplified protections, and if applicable, tax documentation (Form 1099Ks). If you use third-party tools that integrate with eBay APIs, you can manage your listings, inventory, and orders, reconcile transactions, and issue refunds.

Here’s everything you need to know about getting paid and managing your earnings so you can sell with confidence on eBay, just like 17 million of your fellow sellers globally.

Getting paid

Payouts are simple and streamlined. eBay deducts selling costs and fees related to your sales from your funds prior to payout. Examples of eBay selling fees include but are not limited to: final value fees, insertion fees, Promoted Listings, listing upgrades, and Store subscription fees. Learn more about fees on eBay.

You’ll find details of your payouts, including all related fees and selling costs, in the Payments tab in Seller Hub.

Getting paid on eBay

How eBay payouts work

Day 1

Sale completed

Once the buyer has paid, funds show as Processing in Seller Hub. It’s time to ship the order.

You can use your funds to pay for USPS, UPS, or FedEx shipping labels. If your funds are not sufficient to cover these amounts, we will charge your payment method on file.

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Day 2

Funds available

eBay generally makes funds available within 2 days of confirming the buyer’s payment.

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Payout initiated

You can choose to have available funds sent to your bank account based on your preferred payout schedule or, if you’re on a weekly, biweekly or monthly payout schedule, you can request a payout on demand. After a payout is initiated by eBay, your bank will generally take an additional 1-3 days to make your funds available to you. Learn how to select your preferred payout schedule, and how to request an on demand payout, below.

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How you benefit

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Once a buyer’s payment is confirmed, eBay initiates a payout to your bank.

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You can choose to schedule payouts daily, weekly, biweekly, or monthly.

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You can use your funds to purchase shipping labels for the items you sell.

How you receive payouts

Connect or change your bank account

When you set up your eBay selling account, you were asked to link a checking account to receive your payouts. If you need to add or change your bank account for any reason, you may update your account information in the Payments tab in Seller Hub.

You can use an existing checking account or add a new one. Please ensure that the name, address, and business information (if applicable) on your bank account matches the name and information on your eBay account.

Link your bank account during registration

Choose or change your payout schedule

You can choose the payout schedule that makes reconciliation easiest for you. Choosing a longer payout schedule means that more of the earnings that accrue between payouts may be used for expenses such as shipping labels and refunds.

You can set your payout schedule to weekly, biweekly, or monthly to get the most of this feature. If you prefer, you may also choose to have payouts sent daily.

  • If you choose to receive payouts monthly, payouts of Available funds are initiated on the first Tuesday of the calendar month.
  • If you choose to receive payouts biweekly or weekly, payouts of Available funds are sent to your bank on Tuesdays.
  • If you choose to receive payouts daily, payouts of Available funds are sent to your bank within 2 days after the buyer’s payment is confirmed.
  • Some banking holidays may delay your payouts, learn more in our Help Page.
  • You can change your payout schedule in the Payments tab in Seller Hub.

Learn more

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Payouts on demand

If you receive weekly, biweekly, or monthly payouts, you may request a payout of your available funds on demand so you don’t have to wait for your next scheduled payout to get paid. To request a payout on demand, visit the Payments tab of Seller Hub or Payments in My eBay. Your bank will make your funds available to you per normal processing times.

Learn more

Express payouts with your Visa or Mastercard debit card

Set up your VISA or Mastercard debit card as a payout method and receive your payouts faster. Learn more about payouts to debit cards. Once your debit card has been verified, you’ll have two payout timing options:

  • On a schedule
    Want to get paid faster? Set up your debit card as your preferred payout method for your scheduled payouts and get your funds in minutes, not days, including on weekends.¹
  • On demand
    If you’re on a weekly, biweekly, or monthly payout schedule, you can also request an express payout of all or part of your available funds on demand.¹ Your bank will typically make your funds available to you within 30 minutes, including on weekends and holidays.

You can also continue to receive payouts to your bank account at no cost. Your bank will generally take up to 1-3 business days to make your funds available to you.

¹ Express payout fee applies to each payout to your debit card. Seller eligibility may vary. As a security precaution, initial payout to the debit card may be delayed up to 48 hours.

Fees and taxes

Your fees are deducted directly from your earnings when your item sells. eBay makes it easy to understand your taxes with detailed reporting available.

Where can I find my fee details on eBay?

Paying for shipping labels

eBay sends a message when the buyer has paid and it’s time for you to ship your order. You don’t need to wait to receive your funds in your bank account to ship the item.

Instead, you can use your available funds to purchase shipping labels for the items you sell. If your available funds aren’t sufficient to cover the full cost of FedEx or UPS labels, eBay will charge the remaining balance to your on-file payment method, such as a credit card or linked bank account. If you’re purchasing a USPS shipping label, and your available funds aren’t sufficient to cover the full cost of the label, you can use PayPal, your linked bank, or a card to purchase the label instead.

To purchase labels with these funds, choose your funds under the Select how to pay section in the eBay Labels prompt. You may continue to pay USPS for labels with PayPal, as well.

This allows you to purchase USPS, UPS, and FedEx labels on eBay worry-free. More information about purchasing and using shipping labels is available in the Help Hub.

Reconciling your eBay sales transactions

Get accurate, easy-to-use statements and reports in the Payments tab in Seller Hub, including:

Financial statement

Contains an overview and detailed breakdown of your monthly account activity in PDF.

Transaction report

Contains a detailed breakdown of all your account activity for a specific period of time, including your transaction date, order number, fees, and other information.

1099-K detailed report

Provides a detailed breakdown of all unadjusted gross payment transactions on your 1099-K form. Discover more about your 1099-K form and whether it applies to you.

Protecting your data

The information you share with us allows us to send your payouts and comply with anti-money laundering (AML) and know-your-customer obligations, which help keep eBay a trusted marketplace.

Our data security procedures ensure that the information you share with us is safe. We will use and share the information you submit as described in the User Agreement, the Payments Terms of Use, and the User Privacy Notice. Learn more about how eBay protects your personal information in our Security Center.

As an additional security measure, eBay also supports two-factor authentication. We highly recommend that sellers leverage this additional layer of security. When two-factor authentication is enabled, sellers must authenticate the login credentials associated with their eBay account via SMS or push notifications if they have the eBay app on their iOS or Android device.

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Seller Education

We’ve created resources to bring sellers up to speed quickly and efficiently—and to provide easy access to the right tools for success.

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eBay Academy

Want to boost your sales on eBay? Check out our new eBay Academy courses to increase your skills as a seller and transform your business on eBay. eBay Academy courses and videos are free!

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In-context Learning Resources within Seller Hub

Find helpful videos, information on selling, and in-depth Help articles in the Orders, Listings, Marketing, Performance, and Payments tabs in Seller Hub. Locate Learning Resources links on the left-hand navigation in each of these tabs to get started.

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Explainer and seller tutorial videos on the eBay for Business YouTube channel

Visit the Getting Paid on eBay playlist to find helpful step-by-step instructional videos with details on how to get paid, reporting and more.

Help Hub

Find additional details about getting paid on eBay and managing your earnings by visiting Help Hub.

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Privacy and Data Security

eBay has adopted physical, technical, and operational controls to protect cardholder data and comply with the Payment Card Industry Data Security Standard (PCI DSS). We’re currently PCI level one compliant, and do not share buyer card data with the seller.

We use the information you provide to send payouts to you and comply with know-your-customer and anti-money laundering (AML) obligations, which helps keep eBay a trusted marketplace. We may verify the information you provide to us by obtaining reports from, or comparing your information to, information from third-party sources. These sources may include banks, credit agencies, data brokers, and other service providers.

You can delegate important post-transaction customer service responsibilities to your trusted employees—without worrying about compromising the security of your account. With multi-user account access, you can easily authorize your employees to take on crucial tasks, including managing returns and seller initiated refunds, so you can scale your customer service operation. Authorize your employees now.


For sellers on daily payouts, payouts are initiated within 2 days (excluding bank holidays) of confirming the buyer’s payment. For sellers who choose to receive payouts weekly, biweekly, or monthly, payouts of available funds are initiated on Tuesdays. Once a payout is initiated, funds will be available in your bank account per normal bank processing times, typically within 1-3 business days.

You will find details of your payouts, including all related fees and expenses, in the Reports section of the Payments tab in Seller Hub.

Yes, payouts are sent directly to your bank account. When you set up your account, you can choose to add a checking account - whether existing or new.

Sellers must link a checking account (not a PayPal routing number) to receive their payouts. Please make sure you provide only a checking account, where the name, address, and business information (if applicable) on the bank account match the name and information provided to eBay.

If you offer to ship internationally, your listings may surface in buyer searches on supported international eBay sites. Your earnings for these sales will be disbursed in US Dollars.

Please note: additional fees may apply if either the buyer’s registered address or the delivery address for the item is located outside the United States. Learn more about international selling on eBay, and the Global Shipping Program.

Choosing a weekly, biweekly, or monthly payout schedule streamlines financial reconciliation, and may mean more funds are available to cover selling costs, like refunds and shipping labels.

Buyer Experience

Buyers can use a variety of eBay payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. Buyers can also save and store their card information for future use.

Most non-US buyers can shop and pay on In most cases, the non-US buyer can pay using their local supported forms of payment.


You can view shipping costs for each transaction through the reporting functionality of eBay. The costs are also noted in the downloadable CSV and PDF files. Also see the section above on Paying for Shipping Labels.

Third-party Tools

Visit our third-party tools page to learn about solutions you can use to manage your listing, inventory, and order management activities, to reconcile finances, or issue refunds.

Quickbooks is fully integrated with eBay. You can automatically sync your eBay transactions, see breakdown of income, sales tax and fees for each eBay transaction and keep everything organized in one place. Learn more.

Yes, eBay Seller Capital has partnered with Funding Circle* to provide affordable and flexible term loan financing**, including:

  • Term loans ranging from $25k to $500k
  • Term lengths of six months to seven years
  • Fixed interest rates
  • Set monthly payments with no prepayment penalties

Applying for a loan only takes a few minutes. Just complete the simple digital application and once approved, you could receive your funds in as soon as two business days. Learn more and apply for a loan from the eBay Seller Capital page.


* Loans are made by FC Marketplace, LLC dba Funding Circle and arranged pursuant to Nevada Installment Loan Company License No. IL11154 and IL11155, California Financing License No. 6054785, North Dakota Money Broker License MB 102840, South Dakota Money Lending License MYL.3054, Vermont Commercial Lender License No. 1287979 CLL, and Florida Consumer Company License CF9901099. At this time, loans to borrowers located in California and Nevada are not available. All loan offers and qualifications require credit approval and are subject to change with or without notice. Terms of financing, including applicable fees, are set by Funding Circle as disclosed in and governed by your financing agreement. The terms and conditions in your financing agreement should be carefully reviewed prior to agreeing to an extension of credit.

** Rates, terms and maximum loan amount may vary according to the overall creditworthiness of the applicant. To see what your business may qualify for, apply today at no obligation. All loan offers and qualifications require credit approval by Funding Circle and are subject to change with or without notice.

eBay Commerce Inc. holds a conditional Rhode Island loan broker license.


Seller Protections & Buyer Requests

As long as your account is in good standing with eBay, you are eligible for seller protections. We designed Seller protections at eBay to help you safeguard your online sales and prevent you from losing money due to chargebacks and eBay Money Back Guarantee claims. Learn more about eBay Seller Protections.

eBay provides sellers with support and service on claims, refunds, and returns. You’ll have the ability to make comprehensive seller-initiated refunds for full or partial amounts, by item or on the full order, on eBay, or via a third-party platform.

Buyers can request refunds by canceling an order, making a return or filing a claim under the eBay Money Back Guarantee. They may also choose to directly file disputes with their financial institution.

You have access and visibility to all refund, claim, and dispute requests in the Payments tab in Seller Hub or Payments section in My eBay. For the majority of refunds, claims, and returns, refunds will be credited to the original payment method the buyer used at time of purchase.

We will deduct fees, and expenses such as those arising from refunds, claims, or disputes, directly from your earnings. If your earnings are not sufficient to cover these amounts we will charge your eBay payment method on file (debit or credit card, and/or linked bank account). You can find more information about claims, refunds, and returns in our help page.

Buyers may ask their financial institution to open a payment dispute or chargeback request if they believe there is an issue with their order. Visit our Payment dispute seller protections page for details on how seller protections work and receive guidance on how to respond to a payment dispute, evidence to provide, and when you’ll be protected. You’ll also find more information on eligibility for seller protections in a dispute.

Between eBay and PayPal, buyers cannot use more than one resolution method to get a refund. If a buyer initiates a PayPal Purchase Protection dispute, any eBay Money Back Guarantee claims, open order cancellations, or return requests for the same transaction are immediately closed. If it is with a financial institution, the financial institution decides the final outcome of the payment dispute.


  1. May not apply if the eBay account has open disputes, funds are on hold or payments have been declined.
  2. Processing time may vary by financial institution.