2 min article

Payments on hold

We know it's important that you receive your money as quickly as possible. However, we may sometimes need to put a hold on your funds due to your selling history or performance, or to address disputes. This helps us keep eBay a safe marketplace for buyers and sellers.

Read our most popular questions and answers about how eBay manages payments. You’ll also get more information in our full article below.

Why didn’t I receive my payout?

Once eBay initiates your payout, it typically takes your bank 1-3 business days to settle the funds into your checking account.

If you see Returned or Blocked next to a payout in Seller Hub, the bank information we have for you may be incorrect, or you may need to provide additional verification information before we can initiate payouts to your account.

If we need more information to verify your details, we’ll notify you in My eBay messages and put an alert on your eBay account to let you know.

What if eBay can’t verify my information?

We’ll notify you in My eBay messages and put an alert on your eBay account to let you know that we’re having difficulty verifying your information. In these notifications, we’ll provide details of any additional information we need from you, and instructions on how to send it to us.

How do I update my checking account details?

You can update your checking account details in Seller Hub or My eBay.

To update your checking account details in Seller Hub:

  1. Go to Payments in Seller Hub.
  2. Select Edit next to Payout method.
  3. Make your changes and select Update bank account.

To update your checking account details in My eBay:

  1. Go to Payments in your My eBay.
  2. Select Edit under your bank account labeled Used for payouts.
  3. Make your changes and select Update bank account.

It usually takes 2 business days for changes to be confirmed.

How do I get paid?

You’ll receive your payouts to your checking account. Once eBay initiates a payout to you, it typically takes your bank 1-3 business days to settle the funds into your checking account.

In most cases, holds are lifted when a buyer confirms they’ve received their item or when a case is resolved.

To check the date when a payment is expected to be available, select the button below:

Check payment holds

To help ensure eBay remains a safe place to buy and sell, and to meet our legal and compliance obligations - opens in new window or tab, we sometimes place a hold on funds, for example, if there's an open case or dispute on a transaction, if your buyer reports a problem with the order, if your account is restricted or suspended, if you owe eBay money, or if you're a new or infrequent seller. If we placed a hold on your funds, we'll notify you by email and, depending on the reason, may request additional information from you to help resolve the issue.

Types of holds

There are various reasons why we may place a hold on your funds.

Transaction holds

Transaction holds are when we place a hold on funds related to a particular buyer transaction. The funds on hold may be used to refund the buyer for the same transaction.

While proceeds from your sales typically become available within 2 business days of confirming the buyer’s payment, we may place a transaction hold on funds while we wait to confirm that an item has been successfully delivered to a buyer. To reduce the likelihood of a transaction hold, we recommend shipping an item the same day your buyer pays for it and following good shipping practices, such as adding tracking information to your order.

Tip
If we place a hold on your funds, it will usually be resolved within 30 days. For most orders, adding tracking information can help you receive your funds faster.

Additionally, we may place a transaction hold on funds depending on your seller status or the category you're selling in:

  • New or infrequent sellers will experience transaction holds while we confirm that their items have been successfully delivered. This helps sellers become established and build a strong selling history on eBay. In limited circumstances, new sellers may experience holds for up to 21 days
  • Previously restricted or suspended sellers will experience transaction holds for the 30 days after the restriction or suspension is lifted, while we confirm that the items have been successfully delivered
  • High priced items or unusual selling patterns may lead to transaction holds for up to 30 days to help us ensure that buyers don't have any issues with the order
  • The authentication process may lead to transaction holds for up to 30 days until the authenticity of items sold with eBay’s Authenticity Guarantee can be confirmed

Payment dispute or eBay Money Back Guarantee holds

Payment dispute or eBay Money Back Guarantee holds are when we place a hold on funds related to a problem reported by a buyer.

For example, if a buyer reports that an item hasn't arrived, or the item they received is significantly different from the listing description, we hold funds until the case is resolved and closed. For more information see our article on best practices for avoiding and handling issues with buyers.

The funds on hold may be used to refund the buyer for the same transaction.

Payout holds

Payout holds are when we hold funds payable to a particular seller, and usually require further seller action on the account.

  • Registration holds: We may hold payouts if we identify a discrepancy with the information you provided at registration. If your account is restricted, we'll notify you by email with a request for additional information. For more information on how to verify your identity, see our article on registering as a seller
  • Compliance holds: eBay maintains policies and procedures to protect buyers and sellers while complying with applicable laws - opens in new window or tab. If your account has a payout hold or restriction for compliance reasons, we'll notify you by email and may request additional information from you
  • Performance holds: We hold your payouts if we identify unusual activity associated with your account, such as increased customer claims, a sudden change in your selling activity, late deliveries, or negative buyer feedback
  • Invalid payment method: We may put your payouts on hold if we can't deduct your selling fees and other costs from any of your on-file payment methods. In this case, you’ll need to add another payment method
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