2 min article

Shipping insurance

Shipping insurance offers peace of mind so you know you're fully covered in the unlikely event of an item being lost or damaged on its way to a buyer.

USPS Priority Mail automatically covers packages that are damaged or lost up to a value of $50 for all eBay sellers.

Top Rated sellers, as well as sellers with at least 300 transactions during the previous month, will receive $100 of insurance coverage with each USPS Priority Mail purchased using eBay labels.

Additionally, UPS and FedEx automatically cover packages that are damaged or lost up to a value of $100. But if your item has a higher value than that, you should consider purchasing additional coverage. You'll find more information on additional coverage with UPS and FedEx below.

On eBay, we offer ShipCover insurance when you buy and print USPS labels on our site. Items shipped to most countries can be covered, although there are some exclusions. You'll find a full list of countries and items that aren't included in the Frequently Asked Questions section of our ShipCover page - opens in new window or tab. ShipCover is not available through FedEx or UPS, but you can add extra cover with either carrier if you choose to.

It’s important to note that we offer ShipCover insurance through Parcel Insurance Plan (PIP), which is underwritten by Interstate Fire and Casualty Company, a subsidiary of Allianz Global Risks US Insurance Company.

Countries where ShipCover will not insure shipments

The following countries are excluded from ShipCover insurance:

  • Belarus
  • Cote D'Ivoire (Ivory Coast)
  • Cuba
  • Iran
  • North Korea
  • Myanmar
  • Russian Federation
  • Sudan
  • Syrian Arab Republic
  • Zimbabwe

Please note that this list is subject to change

Items excluded from ShipCover

The following items are excluded from ShipCover insurance:

  • Coins
  • Bullion
  • Loose diamonds or stones
  • Stocks
  • Bonds
  • Currency
  • Deeds
  • Evidences of debt
  • Travelers checks
  • Money orders
  • Gift certificates
  • Calling cards
  • Lottery tickets
  • Admission tickets
  • Any other negotiable documents
  • Plasma televisions or monitors

Please note that this list is subject to change

ShipCover insurance is not available for items shipped using the eBay Global Shipping Program. You can purchase insurance through your preferred carrier to cover shipment to the domestic shipping center. Any claims related to the international leg of the delivery are handled by the Global Shipping Program - opens in new window or tab.

Tip
If you ship to another country and use USPS Priority Mail Express International, you'll automatically be covered for items up to $200.

Adding ShipCover insurance to your packages

ShipCover insurance costs $1.65 per $100 of coverage excluding Surplus Line Tax and Surplus Line Stamping fee - opens in new window or tab. You can buy up to $1,000 of coverage.

Here's how to add ShipCover:

  1. Go to your Sold items - opens in new window or tab in My eBay or your Orders awaiting shipment - opens in new window or tab in Seller Hub.
  2. Choose the item you'd like to ship and select Print shipping label.
  3. In the Delivery options section, select Add insurance.
  4. Select ShipCover Insurance, and if it isn't prefilled, enter the amount of coverage you need, then select Add. The shipping cost section of the page shows the insurance cost.
  5. Read the terms of coverage, and select the check box to indicate that you agree.
  6. Select Pay and print.

You'll receive an email confirming that your shipment is insured, along with your insurance policy number.

Filing a ShipCover claim

We've partnered with Parcel Insurance Plan (PIP) to process ShipCover insurance claims. Here's how to file your claim:

  1. Go to Shipping labels - opens in new window or tab in My eBay or Seller Hub.
  2. Find the shipping label for the item and select Create claim under More actions.
  3. Fill out the claim form.

You'll receive an email confirmation about your claim, including the policy number, claim amount, and claim number.

With ShipCover claims, keep in mind:

  • You'll need to wait at least 7 days after the date the transaction ends to file a claim for a damaged item
  • You'll need to wait at least 30 days after the estimated delivery date to file a claim for a lost item
  • If you shipped multiple items but only one arrived damaged, only claim for that one item

What happens after you file a ShipCover claim

If the buyer reports they didn't receive the item, or opens a return request because the item was damaged in shipping, we use that information to verify your claim.

However, if the buyer doesn't report an issue, they may need to verify your claim by responding to an email from Parcel Insurance Plan (PIP). If the buyer doesn't respond within 15 days, PIP sends you a reminder to get in touch with the buyer and ask them to confirm the claim.

Please contact Parcel Insurance Plan (PIP) - opens in new window or tab if you don't hear from them within 3 weeks of filing your claim.

Viewing your ShipCover claim status

Here's how you can check the status of your claim:

  1. Go to your Sold items - opens in new window or tab in My eBay or to your Orders - opens in new window or tab in Seller Hub.
  2. Select View order details next to the item.
  3. Select View claim status.

Additional cover with UPS and FedEx

With UPS, if you're shipping an item worth more than $100, you can declare a higher value - opens in new window or tab up to $50,000 per package for an additional charge. If something goes wrong with your delivery, you'll need to file a claim with UPS - opens in new window or tab directly.

Similarly, you can add declared value cover with FedEx by paying an additional fee. If you print FedEx labels on eBay, simply enter the value of the package that you're sending (you can't enter an amount larger than the order total), and the declared value fees are determined for you. If something goes wrong with your delivery, you'll need to file a claim with FedEx - opens in new window or tab directly.

Tip
Insurance is not available through FedEx SmartPost. However, if you used FedEx SmartPost and your package is damaged or lost from the time it’s first scanned by FedEx until it’s delivered to a USPS facility, FedEx SmartPost is responsible up to a maximum replacement value of $100 plus transportation costs.

Carriers insure shipments up to a value of $100. If your item costs more than that, consider purchasing additional coverage.

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