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Rich Dad's Guide to Becoming Rich Without Cutting up Your Credit Cards : Turn Bad Debt into Good Debt by Robert T. Kiyosaki (2014, CD MP3, Unabridged edition)

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There are "financial experts" who advise people to take out their credits cards and cut them up. Cutting up your credit cards won't make you rich; learning to leverage and manage debt will. If a person has a solid financial education they will know that there are two kinds of debt: good debt and bad debt.