Dewey Decimal332.024
Table Of ContentPreface. Learning Styles Quiz. Learning Styles Chart. PART I: THE FOUNDATIONS OF PERSONAL FINANCIAL PLANNING. Chapter 1. The Financial Planning Process. Chapter 2. Financial Planning Tools: Personal Financial Statements and the Time Value of Money. Chapter 3. Goal Setting, Career Planning, and Budgeting Chapter 4. Income Tax Planning. PART II: SECURING BASIC HOUSEHOLD NEEDS. Chapter 5. Cash Management and Financial Institutions. Chapter 6. Purchasing Decisions and Credit Cards. Chapter 7. Consumer Loans and Credit Rights. Chapter 8. Making Automobile and Housing Decisions. Chapter 9. Buying Property and Liability Insurance. Chapter 10. Evaluating Jobs and Employee Benefits: Health, Disability, and Retirement Plans. PART III: BUILDING HOUSEHOLD WEALTH. Chapter 11. Fundamental Concepts in Investing. Chapter 12. Investing in Common Stock. Chapter 13. Investing in Bonds and Preferred Stock. Chapter 14. Investing in Mutual Funds, Real Estate, and Other Alternatives. Chapter 15. Saving for Distant Goals: Retirement and Education. PART IV: PROTECTING HOUSEHOLD WEALTH. Chapter 16. Life Insurance and Long-Term Care. Chapter 17. Estate Planning. Appendixes: Time Value of Money Calculations. Glossary. Index. Photo Credits.
SynopsisWith a strong emphasis on lifelong financial planning, Vickie Bajtelsmit's new text equips readers with the skills they need to plan their future and make smart financial decisions throughout their lives. It offers a wealth of analytical tools, active learning features, and decision-making exercises., Cultivate lifelong financial success! Planning a successful financial future requires careful cultivation through every season of your life. Whether you are taking out a loan for education, purchasing a car, or making your first investment, success depends on good choices and proper planning. That s why Vickie Bajtelsmit s Personal Finance: Skills for Life equips you with the knowledge, tools, and skills you need to plan for your financial future and make smart financial decisions throughout your life. With this text, you can: Develop lifelong financial skills and complete your own comprehensive financial plan as you work through the Developing Your Skills sections in the book. Assess your personal approach to money and financial decision-making in Learning About Yourself features. Learn effective decision-making strategies. Apply what you ve learned to realistic financial situations, engaging cases, and Learning by Doing problems. Uncover common personal finance myths and misconceptions. Review the latest research results in behavioral psychology as they apply to personal finance. Find out how to use the Internet in financial planning. Improve your math skills with Go Figure! worked-out examples. Plan your future with the Personal Financial Planner This book is packaged with a free Personal Financial Planner a collection of 55 ready-to-use worksheets that will help you make decisions and plan for future financial success. These tools include worksheets for assessing your spending habits, calculating an affordable home price, weighing your options in purchasing a car, performing a health insurance needs analysis, planning for retirement, and much more., With a strong emphasis on lifelong financial planning, Vickie Bajtelsmit's new text equips readers with the skills they need to plan their future and make smart financial decisions throughout their lives. It offers a wealth of analytical tools, active learning features, and decision-making exercises. Real-world examples, personal assessments, and an integrated personal financial plan are presented throughout to make the material even more relevant.
LC Classification NumberHG179.B283 2004