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I am a volunteer counselor and public speaker on the subjects of Medicare, HMOs and Long Term Care. The roll of finances in successful retirement deserves much more consideration than it gets. Terry does an excellent job of explaining in plain language the critical information on this subject. Since I provide talks on this subject, I am always looking for better, more succinct ways to explain some of the more complex elements. I have lifted several phrases from Terry’s book to use in explaining these details and of course have given credit when I do. I like to recommend information sources to my audiences, and this book is one of the resources I recommend. My counseling and publics talks are all pro bono. The counselors do not recommend or refer clients to any products or services.
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