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Paying the Price: The Status and Role of Insurance Against Natural Disasters in the United States by National Academy of Sciences, Joseph Henry Press (Hardback, 1998)

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About this product

Product Information

This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disasters--and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties.

Product Identifiers

Publisher
National Academies Press, Henry (Joseph) Press
ISBN-10
0309063612
ISBN-13
9780309063616
eBay Product ID (ePID)
96504827

Product Key Features

Author
National Academy of Sciences, Joseph Henry Press
Format
Hardback
Language
English
Subject
Social Issues, Services & Welfare
Type
Textbook

Dimensions

Weight
694g
Height
229mm
Width
152mm

Additional Product Features

Place of Publication
Washington
Spine
26mm
Edited by
Richard J. Roth, Sr.
Series Title
Natural Hazards and Disasters: Reducing Loss and Building Sustainability in a Hazardous World: A Series
Content Note
Index
Author Biography
Howard Kunreuther and Richard J. Roth, Sr., Editors; a Joseph Henry Press Book
Date of Publication
09/07/1998
Country of Publication
United States
Genre
Social Issues, Services & Welfare

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